By CreditExpert on April 26, 2008
Is lousy credit preventing you from getting that house, car or other things you always dreamed about? Have you spent sleepless night’s wishing you could repair your damaged credit without it taking years or even decades? Poor credit translates into high interest rates on credit cards, vehicles and other major purchases. Such high interest rates [...]
Posted in Develop Your Skill
By CreditExpert on April 18, 2008
Identity theft has become a rapidly growing problem the world over. Identity theft can tarnish your image as well as a solid credit record, one that you may have spent years building in just a couple of minutes. Identity theft usually happens when a thief is able to get someones name, address, social security number [...]
Posted in Develop Your Skill
By CreditExpert on April 18, 2008
Many of us may have taken a loan in the past but were unable to repay it for varied reasons, some could be personal others financial. However, the creditor is not expected to understand the cause for non-payment and this makes the defaulting borrower enter the group of bad debts and the individual’s credit history [...]
Posted in Develop Your Skill
By CreditExpert on April 18, 2008
Bankruptcy may be termed as a situation when a person is not able to pay his debts due to lack of money. The person who is bankrupt for the first time is given a discharge period of one year prior to the date of bankruptcy order but in some cases, the bankruptcy discharge period is [...]
Posted in Develop Your Skill
By CreditExpert on April 18, 2008
According to the major credit reporting agencies there are some guidelines that you need to follow when disputing errors on your credit report. When you hire a credit restoration agency you don’t need to know these guidelines, you just simply hire them and let them worry about getting your report clean, after all that’s their [...]
Posted in Develop Your Skill
By CreditExpert on April 16, 2008
If you’ve recently been through a divorce or are contemplating one, you may want to look closely at issues involving credit. Understanding the different kinds of credit accounts opened during a marriage may help illuminate the potential benefits and pitfalls of each. There are two types of credit accounts: individual and joint. You can permit [...]
Posted in Develop Your Skill
By CreditExpert on April 16, 2008
Definition of “Repair”- restore by replacing a part or putting together what is torn or broken; “She repaired her TV set”; “Repair my shoes please” or the act of putting something in working order again. So in a sense is your credit really broken? No it is not, maybe not functioning as it should, but [...]
Posted in Develop Your Skill
By CreditExpert on April 16, 2008
If you have been looking for the ways to repair your credit score, then I am sure that you have come across companies that have mentioned obtaining an alternate credit file. Before mentioning its merits, it is important to know the concept behind creating these alternate credit files. A few years back the use of [...]
Posted in Develop Your Skill
By CreditExpert on April 16, 2008
In this article I am going to share some tips with you that will help you remove some items from your credit report, even if they are yours. The credit reporting agencies are bound by the laws of the FCRA and FDCPA to report accurate information. Your name, address, date of birth, SSN etc. all [...]
Posted in Develop Your Skill
By CreditExpert on April 16, 2008
If you are considering the restoration of your credit report, then you should seek the assistance of a credit restoration professional. As an alternative approach you can consider doing it yourself and follow certain self-reliant practices to make the restoration process successful. Both of these approaches have their own merits and are regarded as appropriate [...]
Posted in Develop Your Skill
