By garyterra on December 2, 2008
Home repossession is one of the worst predicaments fate can throw anyone’s way. Yet home repossession is a reality many people are having to live through, what with the current hard financial times which have caused many people to fall behind in their mortgage repayments. Nonetheless, faced with the gloomy prospect of home repossession, one [...]
Posted in Develop Your Skill
By garyterra on December 2, 2008
There are various business finance plans open to a new start-up, but they all fall into 2 major categories, namely, owner financing and borrowed business finance. Each of these 2 major categories has an upside and a downside that every enterpreneur seeking business finance should be aware of. The key to success in business finance [...]
Posted in Develop Your Skill
By garyterra on October 15, 2008
South Africa has always been known as a country with plenty of natural resources. This is one reason many businesses have started setting up shop here. However when it comes to any business establishment, the need for insurance cannot be underestimated. This growing influx of companies setting up business here has suddenly led to the [...]
Posted in Develop Your Skill
By garyterra on October 9, 2008
The insurance industry in general is fraught with plenty of risks, especially in South Africa. This has resulted in average car motor insurance prices here being very steep. On the whole, insurance costs related to any vehicle can work out to be very expensive here. Even the terms and conditions associated with an insurance policy [...]
Posted in Develop Your Skill
By garyterra on July 8, 2008
Globally, the number of people over 50 is steadily on the increase. The majority of this increase is in developing countries as healthcare and knowledge of holistic wellness is improving. However, the principal reason for this rise in the population is because more and more children are overcoming childhood challenges and are reaching adulthood. Because [...]
Posted in Develop Your Skill
By garyterra on June 21, 2008
Many company directors and owners of small to medium sized companies feel that there has developed over the past ten years an unjust and ever increasing burden of taxation. There is a lot of evidence to suggest that when people feel they are heavily and unfairly taxed they start to look for ways of getting [...]
Posted in Develop Your Skill
By garyterra on May 22, 2008
Contract hire is a very straightforward and inexpensive way of running company cars. It couldn’t really be simpler you have fully budgeted costs over a fixed term, off balance sheet borrowing, without the complication of disposing of existing vehicles, when the time comes to renew company cars. Even maintenance can be included in the monthly [...]
Posted in Develop Your Skill
By garyterra on May 22, 2008
There are various ways a company can reduce the maintenance costs of it’s fleet. A maintenance contract is an option that is offered as part of contract hire and personal contract hire. However it is worth considering carefully, if indeed it is worthwhile taking up. Every case is different but often the additional cost is [...]
Posted in Develop Your Skill
By garyterra on May 22, 2008
Contract Hire is for companies and Personal Contract Hire is for individuals, there are however circumstances where it is not at all clear as to which route a company director, sole proprietor, or partner should take when acquiring a new car. Certainly if a business is not Vat registered one of the advantages of taking [...]
Posted in Develop Your Skill
By garyterra on April 16, 2008
Some employers may ask, why should they have a choice when after all a company vehicle is no more than a tool to allow the employee to do their job? Well there are a number of reasons. Firstly if the company is using Contract Hire for their company vehicles as most are nowadays. There can [...]
Posted in Develop Your Skill
