By hainjas on April 9, 2009
Self certification mortgages are mainly for those people who cannot verify their income. This can often be for a variety of reasons such as they are self employed, rely on a second job, commission or bonuses to top up their salary or have income from several different sources. However some self certification mortgages will still [...]
Posted in Mortgage
By hainjas on April 9, 2009
A repayment mortgage is a type of mortgage that allows the borrower to pay back both the amount borrowed and the interest which accrues on a mortgage. This type of mortgage is repaid over a set period of time and as long as the borrower has made the correct repayments at the right time the [...]
Posted in Mortgage
By hainjas on April 9, 2009
An offset mortgage allows the borrower to have all their money in one place, including your mortgage, savings, current account and loans. This means that you can organise your finances better as you can see where all your money is and you have greater flexibility over your money. With an offset mortgage you will pay [...]
Posted in Mortgage
By hainjas on April 1, 2009
With the housing market still looking like it will be a buyers market for the rest of 2009 many potential home movers are faced with the prospect of having to sell their homes for substantially less than they were worth in 2008. The alternative to not selling their homes at a huge loss on the [...]
Posted in Real Estate
By hainjas on April 1, 2009
Taking out a remortgage is usually done to provide more funds for a specific purpose which is decided on by the home owner, and as a result there are a lot of different remortgage options on the market. One of these options is a flexible rate remortgage which works in the same way that a [...]
Posted in Mortgage
By hainjas on March 28, 2009
Do you have a job that will provide a regular payment each month in place of your wage should you become too ill to work for a period of time? If you have then you are one of the very lucky ones, if not have you thought about taking out accident, sickness, redundancy? This is [...]
Posted in Insurance
By hainjas on March 28, 2009
Life insurance is one area of your life that you cannot afford to overlook as it can provide for your family if something should happen to you. If you have a mortgage it is a very good idea to take out life insurance to cover your repayments and enable your family to stay in their [...]
Posted in Insurance
By hainjas on March 26, 2009
People with adverse credit often mistakenly think that they will not be eligible for a mortgage due to their credit problems. However this is not always the case as there are adverse credits mortgages that can help to get you on the property ladder should your credit rating not be perfect. With the credit crunch [...]
Posted in Mortgage
By hainjas on March 26, 2009
Property is big business and many people today are considering renting out a property in order to get extra income and to have an investment for the future. If you would like to be a landlord you will need to get a mortgage on the property that you intend to rent out and this type [...]
Posted in Mortgage
By hainjas on March 26, 2009
Finding a mortgage that meets all of your needs can be a trying time full of stress and time spent searching through all the mortgages on the market. This can be frustrating and can leave the person looking for a mortgage feeling confused and unable to make a decision on what is the best mortgage [...]
Posted in Mortgage
