By nickmesse on April 9, 2009
There are millions of people in this troubled economy who are struggling to make ends meet. Not only have they experienced the loss of their jobs, but also the loss of their homes. Personal bankruptcy is a very difficult experience to go through, but it may be necessary in some cases to bring about the [...]
Posted in Personal Finance
By nickmesse on April 9, 2009
Personal bankruptcies are on the rise all over the country. Some of the reasons contributing to this are job layoffs, firings, and closing businesses. Filing for personal bankruptcy can be scary even if you or someone close to you has been through it before. Having a personal bankruptcy on your credit report for the next [...]
Posted in Personal Finance
By nickmesse on April 9, 2009
The main reason for filing personal bankruptcy is that your debt obligations, over time, have grown to be more than you can afford under any circumstances at that point in time. Some of the primary things that may contribute to a persons need to file for personal bankruptcy protection are loss of a job, diminished [...]
Posted in Personal Finance
By nickmesse on April 9, 2009
The cause of your financial problems may stem from a variety of circumstances; the recent downward economy, outstanding medical bills, or overwhelming credit card debt. When things get to the point where you cannot sleep at night and you are constantly worried about the state of your financial future, your best option may be to [...]
Posted in Personal Finance
By nickmesse on April 3, 2009
In the last few years, education and learning has become much more diverse. Although the traditional classroom and instructor method of imparting knowledge continues to thrive, internet technologies have changed the face of learning. Early on, eLearning, or computer based learning (CBL), was initially viewed as a less expensive way of delivering information. It was [...]
Posted in Business
By nickmesse on April 3, 2009
In today’s high-tech, fast-paced business environment the demands on business owners and managers is huge. Once the nut has been cracked and your product has been brought to market, the fun begins. Hopefully sales will take off, and when they do, another reality hits. Selling something is just the tip of the iceberg. Lurking underneath [...]
Posted in Business
By nickmesse on March 26, 2009
It is a well known fact that the backbone of our economic system is small business. Even though a large company might employ thousands of people at just one location, small companies, by their sheer numbers, do the same. Thousands of firms, each employing a few workers, makes a big impact on our economy. Small [...]
Posted in Business
By nickmesse on March 10, 2009
If you have ever tried developing an eLearning course or program you know it is not very easy. The usual perception may be that you can just throw together some PowerPoint slides and you’re done, but if you’ve tried doing it you know that is certainly not the case. Creating an effective eLearning program requires [...]
Posted in Communication
By nickmesse on March 10, 2009
It has become a staple of most corporate environments, but eLearning or “computer based learning” as it is often called, is often under-appreciated by the very people who make use of it. Many people seem to be of the opinion that the primary reason companies have turned to eLearning is to cut costs. Without ever [...]
Posted in Communication
By nickmesse on March 7, 2009
Spring is an exciting season of the year, and it’s just around the corner. The kids have signed up for baseball and soccer, and parents everywhere are dusting off their golf clubs. Before we know it we’ll be heading out to the yard, tools in hand, to clean up the ravages of winter. When you’re [...]
Posted in Personal Finance
