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	<description>How To Develop Your Business Knowledge and Skill</description>
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		<title>Addressing the Problem of Home Foreclosures</title>
		<link>http://www.ngap.net/finance/finance-mortgage/addressing-the-problem-of-home-foreclosures.html</link>
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		<pubDate>Wed, 30 Nov -0001 00:00:00 +0000</pubDate>
		<dc:creator>kevinsimpson</dc:creator>
				<category><![CDATA[Mortgage]]></category>

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		<description><![CDATA[Addressing the problem of home foreclosures is the key to unlocking the financial crisis that is raging across America and taking the world along with it.
Broadly speaking there are three types of foreclosures &#8211; residential, commercial and tax foreclosures. The crisis right now in USA centres on home foreclosures but waiting in the wings are [...]]]></description>
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		<title>Reverse Mortgages: How do People Afford So Much?</title>
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		<pubDate>Wed, 30 Nov -0001 00:00:00 +0000</pubDate>
		<dc:creator>ocmarticles</dc:creator>
				<category><![CDATA[Mortgage]]></category>

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		<description><![CDATA[We live in a consumer driven society, so it can be quite depressing when you see everyone around you buying the latest and greatest items while you are unable to afford any of those things.  You might be wondering how these people can afford so many nice things when they have pretty much the [...]]]></description>
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		<title>Self Cert Mortgages &#8211; Can You Still Get A Self Cert Mortgage ?</title>
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		<pubDate>Wed, 30 Nov -0001 00:00:00 +0000</pubDate>
		<dc:creator>hainjas</dc:creator>
				<category><![CDATA[Mortgage]]></category>

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		<description><![CDATA[Self certification mortgages are mainly for those people who cannot verify their income. This can often be for a variety of reasons such as they are self employed, rely on a second job, commission or bonuses to top up their salary or have income from several different sources. However some self certification mortgages will still [...]]]></description>
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		<title>Repayment Mortgages &#8211; Should I Have an ISA or Repayment Mortgage?</title>
		<link>http://www.ngap.net/finance/finance-mortgage/repayment-mortgages-should-i-have-an-isa-or-repayment-mortgage.html</link>
		<comments>http://www.ngap.net/finance/finance-mortgage/repayment-mortgages-should-i-have-an-isa-or-repayment-mortgage.html#comments</comments>
		<pubDate>Wed, 30 Nov -0001 00:00:00 +0000</pubDate>
		<dc:creator>hainjas</dc:creator>
				<category><![CDATA[Mortgage]]></category>

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		<description><![CDATA[A repayment mortgage is a type of mortgage that allows the borrower to pay back both the amount borrowed and the interest which accrues on a mortgage. This type of mortgage is repaid over a set period of time and as long as the borrower has made the correct repayments at the right time the [...]]]></description>
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		<title>Loan Modification Basics: What You Need to Know</title>
		<link>http://www.ngap.net/finance/finance-mortgage/loan-modification-basics-what-you-need-to-know.html</link>
		<comments>http://www.ngap.net/finance/finance-mortgage/loan-modification-basics-what-you-need-to-know.html#comments</comments>
		<pubDate>Wed, 30 Nov -0001 00:00:00 +0000</pubDate>
		<dc:creator>edstaff</dc:creator>
				<category><![CDATA[Mortgage]]></category>

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		<description><![CDATA[Heard of loan modification? If you haven&#8217;t, you soon will. As more and more ARM&#8217;s reset to a higher rate, many homeowners are discovering that they can no longer afford their mortgage payment. Most try to keep up, but may end up falling behind. Others are at risk of losing their home to foreclosure.
As more [...]]]></description>
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		<title>My First Reverse Mortgage Purchase Loan Just Closed</title>
		<link>http://www.ngap.net/finance/finance-mortgage/my-first-reverse-mortgage-purchase-loan-just-closed.html</link>
		<comments>http://www.ngap.net/finance/finance-mortgage/my-first-reverse-mortgage-purchase-loan-just-closed.html#comments</comments>
		<pubDate>Wed, 30 Nov -0001 00:00:00 +0000</pubDate>
		<dc:creator>tdomin</dc:creator>
				<category><![CDATA[Mortgage]]></category>

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		<description><![CDATA[While many of the Reverse Mortgage Lenders are just beginning to accept loan packages for the purchase program, Financial Freedom has not only been accepting packages&#8230;they have been closing and funding the loans&#8230;&#8221;Hallelujah!!&#8221;
If you&#8217;re still struggling through the process of closing those &#8220;forward-based&#8221; mortgages, you&#8217;ll never believe how simple this particular purchase process was to [...]]]></description>
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		<title>Offset Mortgages &#8211; What are the Benefits of an Offset Mortgage</title>
		<link>http://www.ngap.net/finance/finance-mortgage/offset-mortgages-what-are-the-benefits-of-an-offset-mortgage.html</link>
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		<pubDate>Wed, 30 Nov -0001 00:00:00 +0000</pubDate>
		<dc:creator>hainjas</dc:creator>
				<category><![CDATA[Mortgage]]></category>

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		<description><![CDATA[An offset mortgage allows the borrower to have all their money in one place, including your mortgage, savings, current account and loans. This means that you can organise your finances better as you can see where all your money is and you have greater flexibility over your money.
With an offset mortgage you will pay a [...]]]></description>
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